Preheat oven to 200 C/ 400 F and lightly grease 12 muffin tin holes (or line with paper cases)

Sift together the flour, baking powder, salt, cinnamon and nutmeg in a large bowl.

Stir in the caster sugar and add the chopped apple pieces.

Combine milk, beaten egg and melted butter in a measuring jug.

Pour the wet ingredients into the dry and fold until just combined.

Spoon into the prepared tins so that they are 3/4 full.

Combine brown sugar and spices in a small bowl. Sprinkle the mixture evenly over the top of the muffin batter.

Bake for 20-25 minutes, until risen and golden. A skewer, inserted in the centre of a muffin, will come out clean.

Transfer to a wire rack to cool. Eat warm with jam and honey.